Students studying on a Middlebury School Abroad are automatically enrolled in a study abroad health insurance plan for the duration of the program. This coverage is mandatory and cannot be waived. Students in China are enrolled through Cultural Insurance Services International (CISI); students on all other programs are enrolled through HTH Worldwide. The insurance providers will issue insurance cards and proof of insurance letters (required to process student visas for some
countries).
These insurance plans provide up to $100,000 medical coverage (accident/sickness) with zero deductible. There is also medical evacuation and repatriation coverage. Each student will be given a full explanation of benefits and an insurance card prior to departure.
In addition to the benefits listed above, these insurance plans provide emergency service with a 24-hour, worldwide, telephone assistance. This service can aid students in a variety of emergency situations, such as providing help in obtaining physician and hospital referrals. Coverage will begin on the first day of your program abroad and will end on the last, with the option to purchase additional months of coverage by contacting the insurance provider directly.