Deferred Payment Charitable Gift Annuity
The Deferred Payment Charitable Gift Annuity—high returns for the future.
Say you’ll be working for a number of years yet and want to cushion an expected income reduction when you retire. The Middlebury Deferred Payment Charitable Gift Annuity gives you an income tax deduction now and high, guaranteed returns later. The longer you defer the start of your lifelong payments, the higher the return; you determine a schedule that suits you.
You can establish a DCGA with:
- Appreciated stock
- Cash
- A minimum gift of $10,000
Your benefits:
- Flexibility—you decide when you want to receive payments
- A quarterly income that will never vary—for one or two beneficiaries
- An income tax deduction for a portion of your gift
- Usually, tax relief on some of your annuity income
- Favorable capital gains tax treatment when you fund the annuity with appreciated stock
Learn More
Contact Anne McMenamin or Deb Wales, our gift planning professionals, for ideas tailored to your situation. There is no fee or obligation for this service.
For more information, you may also complete our request form, call us toll-free at 866.496.6433, or send us an e-mail.
We look forward to hearing from you soon!
