Federal Perkins Loans - Undergraduates

The Federal Perkins Loan Program provides low interest (fixed 5%) loans to help students finance the cost of post-secondary education. 

Perkins borrowers are eligible for loan cancellation for teacher service at low-income schools and under certain other circumstances specified in the law (HEA).  Students may defer repayment of the loan while enrolled (at least half-time) at a post-secondary school.  A borrower who has difficulty repaying a Perkins Loan should contact their school to find out if he or she is eligible for a deferment or forbearance based on economic hardship or other circumstances.

It is important to note that Middlebury partners with a third-party servicer, Heartland ECSI, to  manage your Perkins loans.

Students in repayment should visit Heartland ECSI to track their billing status.


First-time and returning borrowers will be required to establish an account through Campus Partner's iPROMise site.  This site will allow first-time borrowers to complete their mandatory entrance counseling and electronic master promissory note.  All students will be able to view their yearly Total Loan Indebtedness Disclosure (TLID).

Please contact Campus Partners at 1-866-328-7766 for technical assistance while on the iPROMise website.  If you do not have access to this online service, please contact Student Financial Services to set up an appointment to accept the TLID.

Student Financial Services

Service Building
84 South Service Road
Middlebury College
Middlebury, VT 05753
P: 802.443.5158
F: 802.443.2065