After reviewing these FAQs, you can learn more by visiting our scholarships website (or emailing and our financial aid and grants website (or emailing

For All Students

The comprehensive fee will remain the same for students enrolled full-time (12 or more credits).

However, we have decreased our per-credit fee from $2,030 per credit to $1,777 per credit for the 2020–21 academic year to help students who cannot take classes full time but want to maintain progress toward their degree. Students who take 11 or fewer credits per semester will be charged at the per-credit rate. Students taking 12 or more credits will be charged the comprehensive fee, which you can find on the tuition page for your program

All students enrolled in five (5) or more credits will still need to pay the student activity fee, as those funds are also used to support virtual activities.

Tuition is due in full by the first day of classes each semester. Please review our payment policy for more information.

The Office of Student Financial Services hosts four sessions each year on budgeting, financial literacy, and federal student loan repayment options and how to select the option that best meets your financial goals. We update these sessions based on feedback from attendees. We will email all students with information regarding how to sign up for these sessions throughout the semester.

Current students and incoming students who have paid their deposits also have access to iGrad, a financial literacy tool, using their Middlebury network email and password. Log into iGrad.

If you are approved for a deferral to fall 2021, you will retain your scholarships.

If you defer to fall 2021, you remain eligible for the amount that you were awarded as long as you reapply for financial aid by our priority deadline of February 15, 2021. To reapply for financial aid, you must submit the 2021-2022 FAFSA and 2021-2022 MIIS Financial Aid Application.

Yes, review our external scholarships. This list is not exhaustive, so we encourage you to do your own research as well. There are various scholarship search engines, but please note that differentiating between viable options and spam can be time consuming. We advise you to avoid any scholarship services that require a payment. You can continue to search for external scholarships while you are enrolled, and some scholarships are only available once you have enrolled. Our financial literacy tool, iGrad, has a scholarship search engine with a number of filters that you may find helpful (e.g., master’s degrees, non-U.S. citizen).

All scholarships are based on full-time enrollment; i.e., 12 or more credits each semester. If you take classes part time (register for 11 or fewer credits in a semester), your scholarships will be prorated accordingly. 

Students who take 11 or fewer credits per semester will be charged the per-credit rate instead of the comprehensive fee. 

You remain eligible for federal financial aid if you are enrolled at least half time (six or more credits) for the full length of each semester.

For International Students

Most private lenders in the U.S. are still working with international students. Please note that nearly all of them require a U.S. based co-signer. If you are an international student using U.S. private loans to help pay for your educational expenses, you can request a one-time increase to purchase a computer and accessories. Learn more about private loans.

If you are from Latin America or the Caribbean, please note that you have access to the OAS-Organization of American States Rowe Fundwhich includes scholarships and interest-free loans.

We also encourage you to consider scholarships before looking at loans.

For U.S. Citizens and Permanent Residents

Our goal is to help you graduate with the least amount of debt possible. Every semester we offer a session on managing your student loan debt, and we explain the different repayment plans and the pros and cons of each one in light of your individual goals.

We start making loan disbursements after you register for classes on the last day of Welcome Week. The disbursements are used to pay your tuition and fees, and anything remaining will be sent to you in the form of a refund check. While this can be handled electronically, it can take us up to two weeks to get the refund to you, so please plan to have a financial cushion to cover you for the first two weeks of class.

Yes. We will notify you when funds are disbursed and at that point you can contact us to return all or part of your loan amount. You can return any portion of the loans disbursed to the Middlebury Institute within 30 days. After 30 days, you must return any portion of unused loans directly to your federal loan servicer. You have 120 days from the date of disbursement to return any portion of unused loans to your federal loan servicer.  

Contact to make changes.

You will not need to do anything about your existing loans if you defer. Loans are only disbursed after we see that you have registered for classes, so if you defer, your aid will not be disbursed and your loans will be canceled. If you defer to fall 2021, you will need to reapply, completing the 2021–2022 FAFSA and the 2021–2022 MIIS Financial Aid Application, both of which are now available.

Some on-campus offices will have student work that can be done remotely. All available federal work-study positions will be posted in Handshake. Only students that are physically present in the United States may work.

The financial aid we award, including grants, is not based on your income, so there should be no changes to your award and no action that you need to take if you are pursuing a master’s degree and are now receiving unemployment benefits.

If you are pursuing a joint BA/MA degree, you may now be eligible for a subsidized loan if you did not originally get one. To get insight on your eligibility if you are pursuing a joint BA/MA degree and are now unemployed, please contact

Unemployment benefits are managed at the state level, so we encourage you to contact your state authorities to get a formal answer.

Unemployment benefits are managed at the state level, so we encourage you to contact your state authorities to get a formal answer.

Yes, you remain eligible for your student loans even if you also plan to continue to work full time during your studies.

While your initial financial aid offer letter does not include a specific budget for these items, you can use the loans that you were awarded to purchase a computer and accessories. You can also request a one-time increase of up to $2,000 to your federal student loans to purchase a computer and/or printer. Email for a copy of the application.

International students cannot request this increase to a federal loan, but if you are an international student using U.S. private loans to help pay your educational expenses, you can request a similar increase.

We have confirmed with the VA that we are still able to certify your benefits for remote coursework as we would under normal circumstances, and you will receive the BAH as if you were studying in-person in Monterey. 

In order to maximize your BAH, be sure to register for at least 12 credits that run the full length of the semester.