Paying Your Federal Direct Loans

The Direct Loan Program offers loan repayment designed to meet the needs of almost every borrower. Direct Loans are funded by the U.S. Department of Education through your school and are managed by a loan servicer. The Direct Loan Program allows you to choose your repayment plan and to switch your plan if your needs change.  For more information, visit Direct Loan Repayment Plans.

Consolidating your Federal Loans

You may be eligible to combine your existing federal education loans into one new consolidated loan that offers several advantages. For more information, please visit Federal Direct Consolidation Loans.

Paying Your Federal Perkins and Middlebury College Loans

If you have borrowed Middlebury College loans or Federal Perkins Loans, you will receive your repayment and billing information through our servicer, ECSI. By visiting ECSI you have access to your loan information and other products and services, such as downloadable forms for loan cancellations, deferments, and forbearances.

Downloadable Resources

How to Manage Your Student Loans


Repayment: What to Expect