B.3. Health & Wellness

The Middlebury Institute Student Health Insurance Plan

Students at the Institute are required to have insurance.

Due to the experiential nature of our academic programs and for your personal health and well-being, we require all students enrolled in six or more credit hours during the fall/spring terms or four or more credit hours during the summer term to have health insurance. To meet the Institute's health insurance requirement, you must do one of the following:

  • Enroll in the Student Health Insurance Plan offered through JCB Insurance Solutions. Enter "Middlebury Institute of International Studies" and follow the prompts from there.

  • Waive the Student Health Insurance Plan by providing proof of existing health insurance that has accident, illness and emergency coverage. In the case of international students, government or socialized health care provided by your home countries is acceptable, provided that it covers you in the United States.  Instructions on how to waive are listed below.

    • Waive the plan by clicking on this page:  Student Health Insurance Plan

    • Enter "Middlebury Institute of International Studies."  Select the appropriate academic year and select the "MIIS Student Health Insurance Plan (SHIP)" as “what kind of student are you.”

    • Then scroll down on the new page and find the box that says “Already have insurance?” and click the button that says “Submit waiver here.”

    • You will be prompted to make an account - enter your personal information and insurance details. Your “documents” proving the insurance should be front and back scans of your insurance card OR a screenshot of a confirmation email about your insurance if you don’t have a card.

This step is required each semester unless selecting the annual option when enrolling; the waiver is annual. The health insurance requirement should be satisfied by 4 p.m. on the first day of classes.

Fall 2018 - Summer 2019 Plan Information

Download the plan overview.

Download the plan details.

Other Health Insurance Options

Should you decide to opt out of the Middlebury Institute Student Health Insurance Plan, you must provide proof that you have other health insurance. Students who are opting out of the plan but have not yet obtained private insurance must do so before 4:00 p.m. on the first day of classes.

If enrolling in health insurance is a new experience for you, we suggest doing some general research about U.S. health insurance first.

The following are helpful links for obtaining private health insurance:


Online health insurance marketplace for individuals, families, and small groups/businesses. It also serves as an educational resource for all healthcare topics. They do not endorse one specific policy. Instead, they educate students on their options, both while currently enrolled and after they graduate.


Online tool for finding health insurance.

Covered California   

Online tool for finding and comparing different health insurance plans in California; open to California residents and those who have recently relocated to California. Learn more with this short video.

This site also includes information for Medi-Cal which is free or low-cost health coverage for children and adults with limited income and resources.

Learn more about general enrollment and special enrollment in a Covered California health plan here. Note: the process for enrolling in a Covered California plan can take time, and we suggest looking into your options as soon as you decide to enroll at the Institute.

Med Secure Intl. LLC

Offers international health/travel insurance for students, scholars, expatriates, missionaries, boaters, and businesses. Owned by a Middlebury Institute alum.


Insurance for international students.


Insurance for international students.