COVID-19: Essential Information

Student Insurance

COVID-19 Information from Wellness Fleet/National Guardian Life:

All students attending Middlebury College are required to have health insurance. If you do not have insurance you will need to purchase it from a reliable company. The College has made arrangements with Gallagher Student Health and Special Risk to provide access to health insurance.

Students studying at a Middlebury School Abroad are automatically enrolled in a study abroad health insurance plan for the duration of the program.  Access the Middlebury College Study Abroad Program Health Insurance page here.

Middlebury does not take a commission or any other form of payment from Gallagher Student Health and Special Risk or the carriers. For questions relating to enrollment, benefits, making payment and how the plan works, please contact:

Gallagher Student Health and Special Risk
500 Victory Road
Quincy, MA 02171
Policy # 474961

To file a claim please contact:

Wellfleet Group, LLC

PO Box 15369

Springfield, Massachusetts 01115-5369

(877) 657-5030, TTY 711

To waive or enroll, please click on this link:

Insurance Forms & Information Documents

2020/2021 FAQs, Health Plan Informationcan be found at:

PDF icon2019-2020 Student Health Insurance Plan Brochure.pdf

PDF icon2019-2020 Frequently Asked Questions.pdf

PDF icon2019-2020 Student Health Insurance Plan Benefits Highlight Flyer.pdf

PDF iconAccident Only Claim Form.pdf

PDF iconMedical Claims Form.pdf

PDF icon2018-2019 Middlebury College Frequently Asked Questions.pdf

PDF icon2018-2019 Middlebury College Student Health Insurance Plan Brochure.pdf

PDF icon2018-2019 Middlebury College Health Insurance Plan Benefits.pdf

PDF icon2018-2019 Medical Claims Form.pdf

File2017-2018 Accident Claims Form.docx

Student Health Insurance Enrollment Form, 2010-2011Medical Evacuation & Medical Support Service (PDF)

J-Term and Other Short-Term Coverage
Month-to-month insurance may be purchased to fill a gap between study abroad and the next semester and to fill a gap in the summer months.  This coverage is only available for J-Term and the summer months.  When contacting Gallagher Student Health and Special Risk about this coverage, be sure to tll them you are a Middlebury student.
Student Accident Policies

Middlebury provides, as a part of the comprehensive fee, three insurance coverages for students:
  • All full time students during the academic year have a $5,000 accident policy.
  • Participants in club sports have an additional layer of coverage.
  • Participants in varsity sports have a second layer provided by the College and a third layer provided by the NCAA.

Student Personal Property Insurance

Gallagher Student Health and Special Risk offers a line of personal property insurance for items not commonly covered by home owners/renters insurance such as your computers, MP3 players, books, and cell phones. The insurance can be viewed and purchased at:

Vice President for Finance & Assistant Treasurer

152 Maple Street
Marble Works Office Complex
Suite 102
Middlebury College
Middlebury, VT 05753
Phone: 802-443-5504
Fax: 802-443-5299