COVID-19: Essential Information

Student Health Insurance Plan

Middlebury College requires enrolled students to be covered by a health insurance plan. Middlebury partners with Gallagher Student Health to provide students with the option to purchase comprehensive student health insurance, if they will not be covered by another plan. Only active students currently registered for classes at Middlebury are eligible to enroll in the Gallagher Student Health insurance plan. Should a student withdraw from Middlebury for medical reasons after the start of the semester, they may be eligible to remain covered by the insurance.

2020-2021 Health Insurance Information
In July 2020, students will receive an email sent to their Middlebury email accounts from Gallagher with instructions for how to enroll in or waive enrollment in the 2020-2021 student health insurance plan option. The cost of the annual 2020-2021 plan is $2,580. Coverage starts on August 15, 2020 and ends on August 14, 2021.The deadline to enroll is September 30, 2020. All students enrolled at Middlebury are eligible to purchase the insurance even if they are not living on campus. Click here for the Frequently Asked Questions document.

For students who enroll in the plan, a charge for the health insurance will be applied to their student account during the first week of October 2020.

Students who waive enrollment for the fall semester are eligible to enroll for the spring semester only. Should a student need the insurance for the fall 2020 semester only, the cost is $1,202 and is effective August 15, 2020 to January 31, 2021. The spring 2021 semester insurance is effective February 1, 2021 to August 14, 2021 and has a cost of $1,378.

For returning students who are re-enrolling in the Gallagher insurance, please take note that student ID cards with student insurance information will only be available at or via the new Wellfleet app. Also, Wellfleet is the new insurance carrier and Wellfleet Rx is the new prescription benefit manager. Please read the following FAQ document for more details.

For Students Currently Enrolled in the 2019-2020 Heath Insurance
Students with the Gallagher Student Health Insurance Plan for the 2019-2020 academic year and spring 2020 are covered until August 14, 2020.  Students are covered by this plan while they are off campus for remote learning (both within and outside of the US). For more information, visit Gallagher and click on My Benefits and Plan Information or call 800-430-0697.


Student Financial Services

Service Building
84 South Service Road
Middlebury College
Middlebury, VT 05753
P: 802.443.5158
F: 802.443.2065