COVID-19: Essential Information

Education Loans

Middlebury College participates exclusively in the William D. Ford Federal Direct Loan program, in which borrowers obtain loan funds directly from the U.S. Government. A Direct Loan website has been developed by the Department of Education to streamline the borrower process. You can visit the site at the following link -

Frequently Asked Questions

Are Federal Stafford loans still offered?

Federal Stafford loans are known as Federal Direct Loans and are government-funded student loans offered through the William D. Ford Federal Direct Loan Program, also known as the Direct Loan Program. Through the Direct Loan Program, the Federal Student Aid Office offers funding to undergraduate students, graduate students, and parents of college students.

I accepted my Federal Direct Loan on BannerWeb, but it does not show on my Nelnet Campus Commerce- how come?

Federal Direct Loan(s) will show as authorized aid on your Nelnet Campus Commerce account if the following requirements have been met:

  1. The loan is accepted in BannerWeb
  2. You have completed Entrance Counseling on
  3. You have completed a Loan Agreement/MPN on
  4. You have provided the requested documentation, if flagged for Verification

If I have already completed a Direct Loan Master Promissory Note for another school, do I have to complete another for Middlebury?

As long as you have been continuously enrolled at least half time you will not have to complete a new note. However, if you had a break in your enrollment for more than one term, a new Loan Agreement/MPN is required.

Click here to complete a Loan Agreement/MPN

How can I contact Federal Student Aid regarding my loans?

Student Loan Support Center

Contact the Student Loan Support Center at 1-800-557-7394 for information about:

  • The FSA ID
  • Assistance with the web site
  • Loan Counseling (Entrance, Financial Awareness, Exit)
  • Loan Agreement (MPN)
  • PLUS Loan Application
  • Credit Decision Appeal
  • Endorser Addendums
  • PLUS Credit Counseling
  • Income-Driven Repayment Plan
    (Application, Re-certification, Change)
  • Loan Consolidation

Federal Student Aid Information Center

Contact the Federal Student Aid Information Center at 1-800-4-FED-AID (800 433-3243) for general information about:

  • Eligibility for Federal Student Financial Assistance Programs
  • Status of your FAFSA®

What will happen to the existing loans that I have borrowed from other lenders?

After graduation you may make individual payments to your lenders or you may consider consolidation. We recommend that you examine all benefits from all programs before making this decision.  

Where can I go to consolidate?

Visit the Federal Student Aid Direct Loan Consolidation website at

Student Financial Services

Service Building
84 South Service Road
Middlebury College
Middlebury, VT 05753
P: 802.443.5158
F: 802.443.2065