COVID-19: Essential Information

Federal Direct Loans - Graduate Students

Middlebury College participates exclusively in the William D. Ford Federal Direct Loan program, in which borrowers obtain loan funds directly from the U.S. Government. Federal Direct loans have a six month grace period from the last day of classes before entering repayment. If you are a graduate student applying for financial aid, the Federal Direct loan you are eligible to borrow will appear on Banner Web. If you are a graduate student and did not apply for financial aid, please complete the Federal Direct Grad Loan request form below. 

  • For summer only students - the grace period begins after the last day of classes during the summer term
  • For graduate students studying abroad - the grace period begins after the last day of classes during the academic year
  • Deferment of your loan is only valid for the weeks of study during your term (either summer of academic year)

Maximum Graduate Level Federal Direct Loan Eligibility

  • Unsubsidized Federal Direct Grad loan - $20,500

Loss of Subsidized Loan Eligibility for Graduate and Professional Students (Part of the Budget Control Act of 2011)

Effective for loans made for periods of enrollment (loan periods) beginning on or after July 1, 2012, graduate and professional students are no longer eligible to receive Federal Direct Subsidized Loans.  The terms and conditions of Direct Subsidized Loans received by any student for loans periods beginning before July 1, 2012, for either graduate or undergraduate study, are not affected by this change.

To apply for a Federal Direct Grad loan go to -

Required when applying for a Federal Direct loan

If you are borrowing a Federal Direct loan for the first time, you must also complete Entrance Counseling and a Loan Agreement/MPN on

Free Application for Federal Student Aid (FAFSA)

US citizens and permanent residents applying for Federal Direct or Grad PLUS loans must submit the Free Application for Federal Student Aid (FAFSA).  This form will be available October 1st.  Middlebury's FAFSA code is 003691.  Once you've completed the FAFSA, the federal government will send you a Student Aid Report (SAR).  Please check all pages for accuracy.

Student Financial Services

Service Building
84 South Service Road
Middlebury College
Middlebury, VT 05753
P: 802.443.5158
F: 802.443.2065