Payment Options

Paying Your Bill

There are four ways to pay your bill:

Payment in Full

Middlebury College bills students each semester for tuition, fees, and room and board. Payment (for any amount due after financial aid and loans are deducted) is expected by the billing due date, unless the student is already enrolled, in advance of the billing due date, by submitting payment as listed below.

Monthly Payment Plans

These plans, offered through Nelnet Campus Commerce, provide flexibility to pay the bill by setting up a monthly payment plan. The payment plans are available each semester. There is a $30 enrollment fee per plan and payments are interest-free. More detailed information including how to enroll and deadline dates, can be found in Monthly Payment Plans.

Education Loans

Loans provide a way to pay your bill by financing your college education. There are loan options available for students and parents. Because they have to be paid back, we encourage you to exhaust all other options first and only borrow what you need. More detailed information on the different types of loans can be found in Loans.

Middlebury Multiple-Year Prepayment Plan

This plan, offered to parents and guardians of enrolled Middlebury College students who are not financial aid recipients, allows you to lock in future tuition and room and board costs at the current-year rate. More detailed information, including deadline dates and required forms, can be found in Middlebury Multiple-Year Prepayment Plan.  

Submitting Payment

For your convenience, Middlebury offers the following ways to submit your payment:   

Electronic Payment

Offered through Nelnet Campus Commerce, Middlebury’s billing and payment service. Once logged into their account at Nelnet, students and their authorized parties can view the bill and make payments safely and securely using: 

• Electronic Check: Complete an electronic bank transfer to make payment. There is no fee for this payment.
• Credit and Debit Card: Nelnet adds a service fee to all credit and debit card transactions. The service fee is nonrefundable.
• Wire Transfer: International wire transfer payments can be made in your Nelnet account through Convera and Flywire.
• Monthly Payment Plan: Monthly payment plans, which allow you to spread the cost of the semester over multiple payments, are available through Nelnet. There is a $30 per semester enrollment fee. Please refer to the Monthly Payment Plans section for more details on this option.

Payment by Mail

Checks and money orders from US banks can be made payable to Middlebury College and mailed to the address below. Include the student’s name and ID number on the check or money order. 

Middlebury College
Student Financial Services - Student Accounts
84 South Service Road*
Middlebury, VT 05753

*For FedEx deliveries only: Use 14 Old Chapel Road for the street address.

529 College Savings Plan Payment

Payments from 529 College Savings Plans must be sent directly to Middlebury and not be made through Nelnet Campus Commerce. Contact your 529 Plan administrator to arrange for payment. Many 529 Plans have a digital distribution option which saves time and improves transparency with real-time payment tracking. When requesting a withdrawal from your plan, look to see if a digital disbursement is available. Please include your student’s name and Middlebury Student ID with your payment.

In-Person Payment

Student Financial Services accepts checks and cash payments in our office during our regular business hours. For cash payments, please call the main office line at (802) 443-5158 to schedule an appointment with a staff member. Please plan to submit payment with the student name and student ID number.

Payment from Third-Party Payers

Outside organizations, institutions, employers, sponsors, or other parties often make payments on a student’s behalf from various funding sources. These are referred to as third-party payments.

Third parties paying Middlebury directly can send payment by check, payable to Middlebury College and mailed to the address above, or by ACH/Wire transfer (email sfs@middlebury.edu for the banking information). Please ensure the student’s name and Middlebury ID number are included with all payments.

If the third-party payer requires specialized invoicing directly from Middlebury College or documents that must be completed by Middlebury before payment will be sent, students should submit the Third-Party Payer Notification Form. The information provided on the form will be utilized by Student Financial Services to invoice the third-party and/or complete and submit the forms required for payment to be issued. Payment Instructions will be provided upon invoicing to those requiring a third-party invoice directly from Middlebury College. If third-party payer does not require a specialized invoice or completion of forms directly from Middlebury College, once the student has received their billing email for the semester, they can log into their Nelnet Campus Commerce account and submit a copy of their invoice to the third-party directly, if required.

Students receiving funds from a source outside of Middlebury College are required to report the amount and source in writing to the Office of Student Financial Services at sfs@middlebury.edu. These funds may impact the student’s financial aid offer, including scholarships from the College, as noted in Outside Scholarships and Benefits.

Accessing Nelnet Campus Commerce

Nelnet Campus Commerce is included in Middlebury’s Single Sign On service using multi-factor authentication. Students must have an active Middlebury account and, using their Middlebury username and password, log in through the Student link below. Authorized parties, once added by the student, access Nelnet Campus Commerce using the Authorized Parties link below or at www.nbspayments.com and logging in with their Nelnet username and password. 

For direct access to Nelnet Campus Commerce, select the appropriate link below:

Students and their authorized parties receive email notifications when their electronic bill is ready to view at Nelnet Campus Commerce - Middlebury’s billing and payment service. Visit Billing Information for bill due dates and details. Bills are not mailed; students and authorized parties receive bills only by email.

New students will not gain access to Nelnet Campus Commerce until early June - early November for Febs - and must first activate their Middlebury account (and establish a username and password) before they are able to log into Nelnet.

Helpful Tip: New students are encouraged to set up parents or guardians as authorized parties (if needed) during their initial login, so they can create their own account and have access to view the bill, make payments, and enroll in payment plans.  Here’s how:

1. Complete your Student Profile at Nelnet Campus Commerce by using the link provided above or from the billing notification email.
2. On the blue navigation bar at the top of the screen, the student clicks My Profile.
3. Click Add in the Manage Payers section.
4. Complete the parent/payer information required under Add Authorized Party, including their email address, and click Save.
5. The Authorized Party then receives an email from Nelnet Campus Commerce inviting them to set up their own Authorized Party account.