Health Insurance

Students studying at a Middlebury School Abroad are automatically enrolled in a study abroad health insurance plan through GeoBlue for the duration of the program. The insurance provider will issue insurance cards and proof of insurance letters (required to process student visas for some countries). This coverage is mandatory and cannot be waived. Students who are required to enroll in insurance through their home institution will not be eligible for a refund or other recompense for the cost of coverage through the Middlebury Schools Abroad.

This insurance plan provides up to $250,000 medical coverage (accident/sickness) with zero deductible. There is also medical evacuation and repatriation coverage. Each student will be given a full explanation of benefits and an insurance card from GeoBlue prior to departure.

In addition to the benefits listed above, these insurance plans provide emergency service with 24-hour, worldwide, telephone assistance. This service can aid students in a variety of emergency situations, such as providing help in obtaining physician and hospital referrals. Coverage will begin on the first day of your program abroad and will end on the last, with the option to purchase additional months of coverage by contacting the insurance provider directly.

Each student will be provided an explanation of benefits prior to departure. Please check the coverage provided through this policy carefully. If you judge it to be insufficient you may wish to purchase supplementary insurance through a different provider. A list of additional options can be found at  This insurance plan will not cover you while you are in the US, so you may not use it while you are on vacation from the program in the US or after the program finishes and you have returned to the US.

You may elect to purchase an additional 30 days of coverage under Middlebury's group plan with GeoBlue ($64.65/month 2018-19 cost) if you plan to travel early to your site or to remain after the program ends.  To enroll in an additional 30 days of coverage under Middlebury's group plan, please follow the directions below:

  • Have your credit card ready and visit
  • Look for “Enroll in your school or organization’s group plan” on the right side of the home page
  • Enter the “Group Access Code EWG-9608 and click “Submit”
  • Read the statement written by GeoBlue Insurance. If you agree, click "Agree”
  • Click “New” (this will add 30 days to the policy Middlebury purchaed for you under the group plan)
Required Information:
  • Name
  • DOB
  • Gender
  • From Date (if adding coverage to the end of the program, this should be the day after your current enrollment ends; if adding coverage before the group plan begins, this should be 30 days prior to your program’s start date)
  • To Date (make this a 30-day increment, including your coverage start date and end date; GeoBlue charges for coverage in 30-day increments)
  • Email address
  • Mailing address
  • Home Country
  • Host Country
For assistance or questions regarding enrollment, please call GeoBlue (888) 243-2358 and mention the code above.

If you are trying to extend coverage from a spring term program past June 30 of that year, you will have to wait until after Middlebury has contracted insurance for the following academic year, which we do in April (the rate will be slightly different, and GeoBlue will not let you extend coverage into a year for which we have not yet contracted).

Students wishing to enroll in additional coverage beyond one 30-day increment must enroll in an independent, individual insurance plan.  Students interested in enrolling independently through GeoBlue can visit the website here:

Middlebury students who enroll in Gallagher Student Health Insurance during the academic year at Middlebury may find themselves with a period of time during which they are not covered in any insurance.  If this is the case, either to cover a month or two prior to study abroad or a month or two after, students may contact Gallagher directly to purchase one or two months of insurance:

Note that students are not covered in the United States by this plan, and we do recommend that students remain on their current policy while abroad to cover any trips to the US during the program and also any conditions that may arise abroad that may require continued treatment upon return to the US after the program ends.

Please contact International Programs at 802.443.5745 with questions.