Middlebury requires all students enrolled full-time to be covered by a health insurance plan.

Through a partnership with Gallagher Student Health, we provide students with the option to purchase comprehensive student health insurance if they will not be covered by another plan. Only active students registered for classes at Middlebury are eligible to enroll in the Gallagher Student Health insurance plan.

2022–2023 Student Health Insurance Plan

In mid-June 2022, students enrolled for the fall semester will receive an email to their Middlebury email account from Gallagher with instructions for how to enroll in or waive enrollment in the 2022–2023 student health insurance plan. To enroll or waive coverage, follow the instructions in the email to complete the decision form.  Please contact Student Financial Services at sfs@middlebury.edu if you need the Gallagher information resent to your Middlebury email.

In November 2022, Feb students and students returning to the College for the spring semester will receive the email from Gallagher with instructions for how to enroll in or waive enrollment in the spring student health insurance plan. To enroll or waive coverage, follow the instructions in the email to complete the decision form.  Please contact Student Financial Services at sfs@middlebury.edu if you need the Gallagher information resent to your Middlebury email.

Plan Costs and Coverage Dates

  • The cost of the annual 2022–2023 plan is $2,617.
  • Annual plan coverage starts on August 15, 2022, and ends on August 14, 2023. 
  • The deadline date to enroll in coverage for the fall semester is October 14, 2022.
  • A charge for the health insurance will be applied to the student’s Middlebury bill within 1-2 weeks after enrollment in the plan.

All students actively enrolled at Middlebury are eligible to purchase the insurance even if they are not living on campus. 

Students who waive enrollment for the fall semester are eligible to enroll for the spring semester only. Should a student need the insurance for the fall 2022 semester only, the cost is $1,218 and the coverage is effective August 15, 2022, to January 31, 2023. The spring 2023 semester insurance coverage is effective February 1, 2023, to August 14, 2023, at a cost of $1,399.

Plan Information

A Summary of Benefits and Coverage, instructions to obtain the insurance ID card, and other information about the student health insurance plan is available on the Gallagher website.

Questions?

Gallagher Student Health provides Frequently Asked Questions and their Customer Service can be reached via email or by phone at 800-430-0697.