Medical Plans- Exploring Options
Medical Plans - Exploring Options
How do I choose a medical plan for me and my family?
In partnership with Cigna, the College provides the added service of pre-enrollment support by Cigna’s One Guide. You can call or chat to receive 1:1 support. A key feature of this service is confidential help with choosing a plan based on your specific needs.
- Before enrolling call: 888-806-5042
- Learn more:Cigna One Guide Overview
What are some of the differences in coverage between medical plans?
- The chart below is one tool to help you evaluate some basic plan differences.
- The 2025 Benefit Guidebook is another resource to compare and view differences.
- For details about coverage amounts, maximums and exclusions it is important to refer to the plan documents on the College’s benefit plan information page or call Cigna One Guide at 888-806-5042.
All of our plans offer coverage of preventive care, doctor and specialist visits, emergency care, prescription coverage, behavioral health care, and hospital stays. The cost of these services may vary based on the plan you select and the location or provider in which healthcare is provided.
Exploring Medical Plans – A recorded presentation
Understanding 2025 medical plan choices is an important part of completing Annual Benefits Open Enrollment. This short video is a review of plan comparison and scenarios. This recording is not based on actual circumstances, claims and costs – it is for hypothetical purposes only. Review plan documents and contact Cigna One Guide at 888-806-5042 in regards to your own healthcare needs.
What tools does Cigna have to help me choose a medical plan?
- Cigna Cost Comparison Tools (11 min, 20 sec video)
Video by Cigna reviewing the tools available in the portal. - How does In and Out-of-Network Coverage Work (5 min read)
An article by Cigna outlining the differences between in and out-of-network providers. - Cigna’s One Guide Service: call 888-806-5042
Looking for more assistance?
The Benefits Team at GMHEC is your resource for benefits information and questions as you make your enrollment choices and as you utilize benefits throughout the year.
- Benefits@gmhec.org
- 802-443-5485 Monday through Friday, 8:15 a.m. to 5:00 p.m.
Where can I find more detail about the three medical plans and what they cover? Check out these plan documents:
● Summary of Benefits and Coverage (SBC): document helps you understand what health services a plan covers and lets you compare coverage options across multiple plans. These documents include common medical scenarios and differences between in and out of network coverage. Silver, Gold, Platinum Plus
● Benefit Summary: A document that outlines each plan’s in and out of network coverage. Silver, Gold, Platinum Plus